Volvo Loan

Buy your Volvo at your own pace by spreading monthly payments over an agreed term.

Spread the cost

Buy your car by repaying the amount payable in instalments that suit your circumstances.

Fixed-rate of interest

The certainty of a fixed interest rate means you can confidently budget for future payments.

Own your Volvo at your pace

You decide how long you want to spread the payment of the balance over. The car is yours once all payments are made.

What is included with a Volvo Loan?


Your Volvo is covered by a vehicle warranty. For 3 years after the registration date, or until your new car has been driven 60,000 miles – whichever comes first – any parts that require repair or replacement due to manufacturing defects (subject to certain exceptions) are covered. If you choose an electric car, the battery is covered as well.

Roadside assistance

If you have an accident, breakdown, lockout, flat tyre or any other vehicle-related problem, simply press your car’s assist button in your overhead console to request assistance. If we can’t help on the spot, we’ll tow you to a Volvo retailer. Roadside assistance is at your service 24/7.

Home delivery

For your convenience, you can have your new Volvo delivered directly to your door, at no extra cost. When your car is ready, we will contact you to schedule delivery. Either choose a Riverside Dealership for pickup or let our sales team know that you would like your car home-delivered and give them details of your address. We will then arrange for the vehicle to be dropped off at the location and time of your choice. The delivery agent will also give you an introduction to your new vehicle.

Digital services

Enjoy a range of Google apps and services free for 4 years. A comprehensive in-car package includes best-in-class navigation via Google Maps, hands-free help with Google Assistant and a broad selection of native in-car apps via Google Play. You also get access to the Volvo On Call app and the wireless phone charger. When the 4-year period expires, a prolongment will be offered and a subscription fee will be added if you choose to renew.

Volvo Cars app

One app. Everything Volvo. From monitoring the charging of your vehicle to ensuring the interior temperature is just right. Enjoy the increased security provided by remote locking via your phone. Keep track of business trips, or quickly schedule your next service appointment. The Volvo Cars app provides a personal experience and a total support network to help you get the most from your car. The car includes 4 years of access to the Volvo Car App remote functions. When the 4-year period expires, a prolongment will be offered and a subscription fee will be added if you choose to renew.

Driveaway insurance

Volvo Driveaway insurance offers you free comprehensive cover for 7 days, the moment you pick up your car. This allows you more time to arrange your annual insurance or sign up for the new fully flexible monthly-based Volvo Car Insurance. More information can be found on

¹ Volvo Insurance is provided by Wrisk Transfer Limited and is subject to eligibility

How Volvo Loan works

Decide the level of finance

You choose if you want to finance the full purchase price of the vehicle or make a deposit. The higher the initial deposit, the lower your monthly payments.

Decide loan period

You decide how long you want to spread the payable amount. The interest rate on your loan is fixed, which means you know how much you will repay at every stage of the agreement and can budget accordingly.

Make all payments

The Volvo Loan agreement is secured towards the car, and you will only become the owner of the vehicle once all payments have been completed. During the loan period, there is no annual mileage limit, but you are responsible for tax, insurance, servicing and other running costs.