Personal Contract Purchase

A flexible choice with multiple options when your contract ends. Keep the car by making an optional final payment.

Flexible terms

Drive a Volvo for a fixed period, then choose between one of three options – retain, return or renew.

Optional final payment

Part of the vehicle cost is deferred until the end of the agreement, potentially lowering monthly payments.

Choose to own your Volvo

If you would like to own the car you’ve been driving, just make the Optional final payment and it will be yours.

What is included with Personal Contract Purchase?


Your Volvo is covered by a vehicle warranty. For 3 years after the registration date, or until your new car has been driven 60,000 miles – whichever comes first – any parts that require repair or replacement due to manufacturing defects (subject to certain exceptions) are covered. If you choose an electric car, the battery is covered as well.

Digital services

Enjoy a range of Google apps and services free for 4 years. A comprehensive in-car package includes best-in-class navigation via Google Maps, hands-free help with Google Assistant and a broad selection of native in-car apps via Google Play. You also get access to the Volvo On Call app and the wireless phone charger. When the 4-year period expires, a prolongment will be offered and a subscription fee will be added if you choose to renew.

Roadside assistance

If you have an accident, breakdown, lockout, flat tyre or any other vehicle-related problem, simply press your car’s assist button in your overhead console to request assistance. If we can’t help on the spot, we’ll tow you to a Volvo retailer. Roadside assistance is at your service 24/7.​

Volvo Cars app

One app. Everything Volvo. From monitoring the charging of your vehicle to ensuring the interior temperature is just right. Enjoy the increased security provided by remote locking via your phone. Keep track of business trips, or quickly schedule your next service appointment. The Volvo Cars app provides a personal experience and a total support network to help you get the most from your car. The car includes 4 years of access to the Volvo Car App remote functions. When the 4-year period expires, a prolongment will be offered and a subscription fee will be added if you choose to renew.

Home delivery

For your convenience, you can have your new Volvo delivered directly to your door, at no extra cost. When your car is ready, we will contact you to schedule delivery. Either choose a retailer for pickup or let our sales team/your Volvo retailer know that you would like your car home-delivered and give them details of your address. We will then arrange for the vehicle to be dropped off at the location and time of your choice. The delivery agent will also give you an introduction to your new vehicle.

Driveaway insurance

Volvo Driveaway insurance offers you free comprehensive cover for 7 days, the moment you pick up your car. This allows you more time to arrange your annual insurance or sign up for the new fully flexible monthly-based Volvo Car Insurance. More information can be found on​

Electric Vehicles Only


Service guarantees that your car will be taken care of in the best possible way for years to come. Volvo-trained technicians using Volvo genuine parts take care of vehicle maintenance such as air filter replacement, tyre sealant replacement, windscreen cleaning (sensors) and software updates. As part of your service, we offer a thorough exterior car wash, ensuring your car looks its best on the outside when it’s returned to you. The contract is valid for 3 years or at 60,000 miles - whichever comes first.

Wear & tear coverage

Your car is covered for wear and tear for 3 years or 60,000 miles – whichever comes first. Replacement of brake discs and brake pads are included, as well as wiper blade replacement. Only wear and tear components that are specifically noted in the applicable Volvo Car Service description are included, and repairs are subject to the professional judgment of your Volvo retailer workshop.

How Personal Contract Purchase (PCP) works

Set your contract terms

Your contract will be structured to meet your needs based on the vehicle you will be driving, your estimated annual mileage, and the contract duration.

Make one of three choices

When the contract term comes to an end, your first option is to return the car with no further payment required. Your second option is to part-exchange for a new car and contract. Thirdly, you can make an optional final payment to become the owner of the car.

Make optional final payment

If you wish to keep the car and become the owner, you need to pay the optional final payment.